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Archive for November, 2008

Quarantined In The Weekend Room

November 25, 2008 Mohamad Hijazi 1 comment

I’ve been guilty of not updating my blog.Heh.Then again,sometimes I truly wonder who reads my blogs or entries.I know I’ve got tonnes of traffic from Kai’s site,Redbacks’s site and to an extent my pal Sri’s site.Apart from all that,I wonder if I’m reaching out to a multitude of readers out there.Perhaps Sean Paul,P.Diddy and Jay-Z have been reading my entries to gain some inspiration.Wahahahaah.Or maybe,there are ex girlfriends out there who are reading my entries to detect any semblances of chaos and disorder in my life,so that they may slap themselves on the butt and exclaim,”See what happens to Jaz since I left him.”I know,sometimes the best way to feel good about yourself is by reveling in people’s miseries.It’s normal and I understand.In fact I always look through the obituaries to see if some enemies had passed on.Unfortunately,I do not have enemies worthy of my attention.

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The Blessed Land

November 19, 2008 Mohamad Hijazi Leave a comment
Kaabah

Kaabah

My beloved sis and brother in law had left just a week ago,for the Holy Land of Mecca to perform their Hajj.I envied their departure.To be the invited guests of Allah,over in His Holy Land,is such a blessing.It may seem weird that my sis and my bro in law who are both not working,are able to perform this obligation,without any hassle and complications.Although one may argue that they are able to go,with the proceeds from the sale of their house,I still adhere to that perspective that if Allah wills it,it will happen.I mean $30K for the both of them to depart,is no small amount.And my bro in law and sis sold the house a year ago.There are some people who sell their houses and get more money and yet can spend all of it within months.I noted with awe just how a blessed wealth can be stretched.It defies simple financial logic at times.Still remember the comments made by a participating workshop member after my session.In my session,I had mentioned about the blessings of wealth.How a low income earner can have his needs met without being deprived whilst the man with the extravagant pay check can barely survive after 2 weeks.This lady came up to me and thanked me for reminding her.She was just a helper at the mosque with a monthly income of $600.Yet she’s taking care of a household filled with an old aged mother,a cancer stricken husband and two kids schooled in madrasahs.And she’s not in dire needs of poverty.I was humbled to listen in to her sharing.I used to think that behind every story in life,there are numbers.Ever since I tried to gather resources for my programs and advises,I have learned so much.Instead of the former principle,I now think of what is the story behind the number.A millionaire could have gotten his wealth through robbery.The story behind his millions is therefore not worth mentioning.The man who drove a taxi sending his kids through university studies.The story behind his financial ability is worth emulating.That is why I get uncomfortable sometimes when peers or family members make remarks such as,”It’s okay with Jaz.He’s earning tonnes of money.”or “Jaz is rich.He can afford it.”Truth is,I’m uncomfortable because it makes the focal of my standing and reputation on my earning ability.Which is something I do not really desire.There are times when my earnings can be zilch for the month.There are times when my earnings are beyond my expectations.But I make it a point to not whine when it’s zilch.And when I make more,I make it a point to treat my family members or my clients.If one studies the mechanics of wealth building,one knows just how transient the numbers can be.I’ve earned in a year what people earn in three,but not a single cent is left of that money.Because how I derived that wealth and how I spent it were not blessed.I was ignorant.So,now am learning the ropes all again in the schematics of earning blessed wealth.The pursue of wealth is not my primary objective and I try as much to inculcate that value in my clients and family members.Because I’ve seen and experienced,how a little sum of money,coupled with the help of God can go a long way out.Even till now,I will never forget that experience of giving alms after my Friday prayers at Darul Ghufran mosque to a lady.I think the sum was $5.When I got back to office,I received a call from someone referred to me.He did business with me,and my commission from that transaction was in excess of $1K.Allah’s promise was true.Lend Him with your wealth and he will return it in folds.I still get goosebumps relating that story.

In relating my sis’s departure,I feel an acute sense of longing to visit Mecca again.In the very near future.May I be invited again,this time with my wife and child.For those who may not have got the opportunity to visit the Holy Land,do include your desire of doing so in your supplications.If they say Disneyland is a magical world,they obviously have not visited Mecca or Medina.

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Play It!

November 18, 2008 Mohamad Hijazi 2 comments
Finally a real phone.

Finally a real phone.

I finally got my hands on a new phone after a tormenting period of using my China manufactured phone for over 4 months.First mistake I made was to sell my Nokia 6300.Second mistake was to think that I need a PDA kinda phone.Third mistake was to imagine how using a stylus or touch screen will help.Last mistake was to get that wretched,non signal receiving phone.I hereby swear off any China version of anything and everything.And that includes XBOX or PS3 if they ever manage to clone one.And touch screen is a unique feature that I am not keen to explore.IPhone no longer appeals to me.I’ve had enough of touching anything.

I’ve still yet to catch SAW 5.Urrrrrrrrgh!

Downloaded a beautiful song awhile ago.Titled “Last Flight Out” by that now defunct gospel boy band,Plus One.Still recall how I used to blast that song every single morning and night in my bunk whilst serving my recruit days.My bunk mates had to hide the radio,before I continued bursting their ear drums.I was in love back then and the song kinda heightened the plethora of unbridled emotions.

I’ll be presenting a 20 minutes presentation to the National Football team over at Amara Hotel next Monday,and I’ve yet to prepare the slides.I just realized and formulated a program in which wealth management is very much like soccer management.The clients are the managers and financial planners like myself are the second hand man/head coaches like Carlos Queiroz.And your financial products are very much like your players.Let me illustrate,

Goalkeeper : Term Insurance

Central Defender ( 1 ) : Critical Illness Insurance

Central Defender ( 2 ) : Total & Permanent Disability Insurance

Left Defender : Hospital & Medical Insurance

Right Defender : Personal Accident Insurance

Central Midfielder ( 1 ) : Short / Long Term Endowment

Central Midfielder ( 2 ) : Whole Life

Left Midfielder : Regular Investment Linked Product

Right Midfielder : Single Investment Linked Product

Striker ( 1 ) : Unit Trusts / Stocks

Striker ( 2 ) : Annuity

Reserves : Home Mortgage , Company Employee Benefits , CPF , Traditional Savings , Others

In essence if I were to be asked what is my financial tactics,I’ll say that it is a 4-4-2.Like players,every product has its worth and prices.My job as a wealth consultant is to advise you on the players performances and benefits it may bring to your financial tactics.Ultimately,as the manager you still have to decide how much to allocate for that player/product.If your financial life is a game,what is your tactic?That’s my question.Selection of the needed player/product is crucial,and will also influence if you can play your financial game well enough to win it finally.Now I need a name for this wealth program.Anyone?

A Simple Man

November 10, 2008 Mohamad Hijazi Leave a comment

Sunday was a great day.Only because I scored a stupendous goal.A goal that had the imaginative exploits of a trying footballer.To score a scissors kicked goal off a great play was gratifying.Praises to my Lord.I hand it solely down to Him.I’ve solved that conclusive mystery of an inspired based performance.Fact is,prior to that,I had performed my Asar prayers just before heading off to the filed at the Jamiyah Center at Geylang with Kai.This may sound ridiculous,but I had specifically supplicated that may I have His blessings to put in a good performance.After the last sujud,my eyes were just illuminated with clarity.Nothing divine behind that actually,as we all know that when you sujud,that posture allows blood through.Thus,the clarity in the eyes.And I believe I was playing that time whilst I was still in ablution state.It was just a magical and inspired evening of soccer for me.As I had mentioned to Kai and the guys,that when the ball was floated into the penalty area,everything around me just went into the background,and the ball suddenly appeared to be larger.Its movement towards me seemed to be slow in motion.It was just surreal.Everything after that was just a blank.All I remembered was me running back to the half line.Definitely my best orgasmic moment.

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Walking along Clarke Quay

November 4, 2008 Mohamad Hijazi Leave a comment

I had a Toastmasters meeting last night,in which I left early since the intended speaker I was to evaluate made a last minute disappearing act.Hate such moments but it’s those kind of unavoidable moments in life where things are just unexpected.Anyway,since the meeting was at Clarke Quay and the watched showed that I still had ample time,I decided to have my dinner.As I walked through the alleys of pubs and bars,a million images flooded the membranes of my memories.It’s been a while since I last stepped along the turf.

I decided to have my customary fried Maggie at a familiar Indian food outlet.My eyes were greeted by 4 attractive looking Malay ladies,having their dinner.With skirts and hot pants lining the curves on their bodies,it was not that hard to guess their agenda for the night.For a blue Monday,I was a bit surprised that people could have the motivation to enjoy a night out.But one man’s meat is another man’s poison.And so they say.Heck,for all I know they may just be working in one of those pubs.They noticed my greeting eyes and they responded with that piercing stare of,”What are you looking at?Do we look like sluts to you?”kinda look.At which point,I just looked away in embarrassment.Not because I was,but the corner of my eyes caught an auntie’s underwear peeking out from the hot pants of one of the ladies.I was blushing in embarrassment for her.Nude in color.

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